A TYPICAL $10 DAY
I actually have two main types of $10 days. Either a $10 a day or less on a workday and a $10 non-workday.
Let’s do the $10 workday. On a $10 workday there are actually two kinds within this category. There are they days were I work a double, by which I am working all day and all night, working both lunch and dinner. Then there are the days that I work just dinner so I have a few hours to my self depending on what time I get up.
OK, let’s do the day that I just do dinner and go into work about three in the afternoon. I get up around 11 am and usually just lounge around for about 45 minutes to an hour. I make myself breakfast that cost me around 60 cents to make.
Maybe I have some Ramen Noodles with 1 fried egg. Or I may make a Ham, Egg, and Cheese Sandwich, either way it just cost me an average of 60 cents to make.
So I have my breakfast, then I get my butt out of the house and 99% of the time I’m going to a café to have a coffee, sit relax, read, and write, sometimes I’ll meet a friend to hang out and chit chat. I used to, for year go to a caffe where I used to spend $4.00 to $4.50, double of what I spend for coffee now. Once I got my first laptop and needed to work on it, but the owner of this Italian caffe does not allow computers in his caffe. Really can’t say I blame him. Anyway, I was forced into going to Starbucks and other cafes around where I could get a regular coffee for about $2.oo, usually a bit more, and with a quarter tip, it usually come to a bout $2.40. After I while, figured out that by not going to the Italian Caffe where I spent between $4 to $5 a pop and I’d go there about 10 times every week, I realized that I was saving about $70 a month. That’s about $840 a year. “That’s a lot.” That pays for my Plane Ticket for my 1 big vacation a year.” That’s good! Anyway, have
60 cents for breakfast and $2.40 for my coffee, that’s $3.00 so far. I take the Subway to work, which with my discount cost me $1.75, so now we’re up we are up to $4.75.
Most of the time I’ll take the subway home, I often walk home which cost me a Big Zero, nothing, and I usually take a cab home tow nights a week, so I have to average out what it cost me to travel back home after work in the evening. The average is $3.25. We are now up to $8.00 on days that I work just for dinner.
Now to the days that I do a double, working lunch and dinner. These days I usually treat myself to a coffee and either a Bagel or Buttered Roll which cost me just $2.00 for both. It’s $1.75 for the Subway so, I’ve started up the morning spending $3.75.
I always have to take a little break on the days I do a double. About 3:30 or 4:00 I go to the café for a coffee for about 45 minutes. The coffee is about $2.25, so we’re up to $6.00 for the day. I usually always take the Subway home or even walk when I do a double as I don’t get out too late. We’re up to $7.75 for the day.
So on the days I work, I average $8.00 on the days I just work dinner and $7.75 on the days I do a double. Wow I didn’t relieve that it’s just about $8.00 each day, $7.75 for the one type of day and $8.00 for the other. Let’s just say it averages to $8.00 even. So I spend even $2.00 less each day. I have a extra $10 to spend on the weekend if I want, so I can actually spend $30 on my two days off, or $15 for each of those two days.
My days off. Typically the day will start off with me having a 60 cents breakfast at home. On my days off, I usually have 3 coffees at my café stops for a total of $7.00.
That’s $7.60 so far. I can spend another $7.40 if I want. Usually I’ll have two very small meals at home which cost me, lets say $1.30. That’s $8.90. I usually eat about $1.10 worth of sweet that I bought at The 99 Cent Store or the supermarket, or CVS. I’m up to $11.00. Now, I might go somewhere on my day off whereby I need to take the Subway, but this is usually 1 days out of five so if a round-trip on the Subway cost me $3.50 and I divide that by 5, it comes to an average Subway expenditure on my days off to .70 cents. We are now up $11.70 on my day off and I have $3.30 left to spend. Sometimes I’ll treat myself to 2 McDonald’s Cheeseburgers which cost me $3.05. Sometimes I’ll go and get 2 orders of the delicious Pork Dumplings at Dumpling House, this cost me $2.00. other times I’ll get a Hotdog at Papayadog for $1.25, so my average for these treats is $2.01. So my average expenditure on my days off is $13.71. I spend $13.01 two days a week and $8.00 five days a week for a total on the week of just $66.02 for a whole week, for Food, Transportation, and Entertainment. That’s an average of $9.43 cents a day.
Fifty-seven cents a day under the $10 a day average. Multiply the .57 cents by 30 days and you have $17.10 left to socialize with. I usually go to the Metropolitan Museum of Art once a month and give a $2.00 donation. I now have $15.0 extra to do with whatever I want.
Well, I guess I really can’t live on just $10 a day all the time, but I would estimate that I do it about 250 in a year, which is quite great. Not including housing or clothes, I spend just $2,500 a year in 250 days time. The other days I may spend substantially more, but never throwing my money away or insane expenditures. The average person who is pretty much in the same financial bracket as me (not much) may spend 3 ½ times that $10 a day I spend at least 250 days a year, and even $35 a day is not too much to spend at all. So they probably spend about $8,750, which is not a lot of money to spend for food, transportation and recreation for 250. I spend about $6,250 less in a year for those same 250 days. That’s Money In my Pockets, $6,250 to do with what I want. This is my vacation money, money to take a least 1 other small trip a year, usually to New Orleans to meet up with my brother, and still have maybe $2,000 to put in the bank. Now that’s good! Wouldn’t you say?
Showing posts with label coupons. Show all posts
Showing posts with label coupons. Show all posts
Tuesday, July 8, 2008
Friday, July 4, 2008
NEW YORK on 10 20 30 40 DOLLARS a Day or More!!!
A Blog on Surviving in this current day and age of $4.00 a gallon Gas, $6.00 Frappucinos, Skyrocketing Airline Tickets, Higher Prices at the Supermarket, and everywhere else. How, to cope, live for less, spend less, make each of your hard earned dollars stretch as far as possible. Living a $10 a Day, this does not include putting a roof over your head, your housing. Living on $10 a Day is about, how to make it through the day, eating, traveling (to work, to stores, to friends, etc.), and entertaining yourself for that day.
Living on $10 a Day is not for everybody. Many do not need to and would have no interest in doing this. They have plenty of cash and don’t need to cut corners and get creative just to be able to survive. They are already made. However, “Living on $10 a Day” is of interest to many out there, Millions of people who do not make a lot of Money and need any help they can get, and especially guidance, facts, ideas, and information on how to stretch each and every dollar as far as they can. Where to get the best deals, cheapest prices on a multitude of goods and service; especially food (one of our biggest expenses), clothes, Airline Tickets, this, that, and every other thing, everything.
Not just $10 a Day. We’ll write on living on $20 a Day, $30, $40, $50 a Day and on up to $100 a Day and sometimes even more. We are in New York. This is our base and much of the writing will be on New York and will be written for native
New Yorkers , and will apply in New Yorkers, however much of the content, the great Money Saving ideas and methods will apply to all around the country. Much of the info and facts will be geared towards native New Yorkers, but much of the content written for those living here, will also apply to those visiting, “Tourists.”
And some articles will be written specifically towards Tourists. In addition, we will also do pieces on Economic Traveling. It’s all about saving, stretching your hard earned dollars and being able to buy the most from each one, whether you’re in New York, New Jersey, Indiana, California, Bangkok, Rome, or Paris.
Brown Bag It. Cook at home. These are two of the biggest things that will save you quite a lot. If you Brown Bag it a lot, instead of buying your lunch at work, and if you cook and eat at home instead of constantly eating out, a single person can save at least $3,000 in just one years time. A family of four can easily save $10,000, and this is just on food. If you’re a family of four, you Brown Bag It, cook at home, don’t eat out that often, buy as many items as you can at 99 Cent Stores every week, and shop stores like Cosco, shop wisely, and don’t throw your money away, you can save
Upward of $15,000 to $20,000 a year, even more. That’s Money in the Bank. Money that will pay for the whole family to go away twice a year and still have thousands of dollars left to save, to put in your bank Account. Yes this is all very possible, just follow and read this Blog, “Living on $10 a Day” and you will make it. You ‘ll save thousands and you’ll be able to do the things you want to. Maybe you couldn’t do a lot of things that you wanted to do before, “Simply,” because you didn’t have the Money. Well that is all about to change. Follow the Blog diligently, read it a couple times a week and follow the great advice and you will save thousands, and you will have thousands of extra dollars a year to do the things; whether it’s Flying to Europe, buying a new piece of electronic equipment, a new car, or being able to put a few thousand dollars a year into your savings account, whatever. Read the Blog, follow the leads, apply them and you’ll have the Money, thousands of dollars extra money in your pockets because you took the advice and applied it. Money save is Money Earned, and you will Save (Earn) thousands of dollars more, every year from now on. Congratulations, Good Luck, you’re going to have Fun!
Below: The EMPIRE STATE BUILDING. A Cool Checker TAXI CAB, you can't take too many of these in a Month on $10 a Day, neither can you go to the Carnegie Deli, also pictured. Maybe you can get somebody to Treat You.
Living on $10 a Day is not for everybody. Many do not need to and would have no interest in doing this. They have plenty of cash and don’t need to cut corners and get creative just to be able to survive. They are already made. However, “Living on $10 a Day” is of interest to many out there, Millions of people who do not make a lot of Money and need any help they can get, and especially guidance, facts, ideas, and information on how to stretch each and every dollar as far as they can. Where to get the best deals, cheapest prices on a multitude of goods and service; especially food (one of our biggest expenses), clothes, Airline Tickets, this, that, and every other thing, everything.
Not just $10 a Day. We’ll write on living on $20 a Day, $30, $40, $50 a Day and on up to $100 a Day and sometimes even more. We are in New York. This is our base and much of the writing will be on New York and will be written for native
New Yorkers , and will apply in New Yorkers, however much of the content, the great Money Saving ideas and methods will apply to all around the country. Much of the info and facts will be geared towards native New Yorkers, but much of the content written for those living here, will also apply to those visiting, “Tourists.”
And some articles will be written specifically towards Tourists. In addition, we will also do pieces on Economic Traveling. It’s all about saving, stretching your hard earned dollars and being able to buy the most from each one, whether you’re in New York, New Jersey, Indiana, California, Bangkok, Rome, or Paris.
Brown Bag It. Cook at home. These are two of the biggest things that will save you quite a lot. If you Brown Bag it a lot, instead of buying your lunch at work, and if you cook and eat at home instead of constantly eating out, a single person can save at least $3,000 in just one years time. A family of four can easily save $10,000, and this is just on food. If you’re a family of four, you Brown Bag It, cook at home, don’t eat out that often, buy as many items as you can at 99 Cent Stores every week, and shop stores like Cosco, shop wisely, and don’t throw your money away, you can save
Upward of $15,000 to $20,000 a year, even more. That’s Money in the Bank. Money that will pay for the whole family to go away twice a year and still have thousands of dollars left to save, to put in your bank Account. Yes this is all very possible, just follow and read this Blog, “Living on $10 a Day” and you will make it. You ‘ll save thousands and you’ll be able to do the things you want to. Maybe you couldn’t do a lot of things that you wanted to do before, “Simply,” because you didn’t have the Money. Well that is all about to change. Follow the Blog diligently, read it a couple times a week and follow the great advice and you will save thousands, and you will have thousands of extra dollars a year to do the things; whether it’s Flying to Europe, buying a new piece of electronic equipment, a new car, or being able to put a few thousand dollars a year into your savings account, whatever. Read the Blog, follow the leads, apply them and you’ll have the Money, thousands of dollars extra money in your pockets because you took the advice and applied it. Money save is Money Earned, and you will Save (Earn) thousands of dollars more, every year from now on. Congratulations, Good Luck, you’re going to have Fun!
Below: The EMPIRE STATE BUILDING. A Cool Checker TAXI CAB, you can't take too many of these in a Month on $10 a Day, neither can you go to the Carnegie Deli, also pictured. Maybe you can get somebody to Treat You.
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