A TYPICAL $10 DAY
I actually have two main types of $10 days. Either a $10 a day or less on a workday and a $10 non-workday.
Let’s do the $10 workday. On a $10 workday there are actually two kinds within this category. There are they days were I work a double, by which I am working all day and all night, working both lunch and dinner. Then there are the days that I work just dinner so I have a few hours to my self depending on what time I get up.
OK, let’s do the day that I just do dinner and go into work about three in the afternoon. I get up around 11 am and usually just lounge around for about 45 minutes to an hour. I make myself breakfast that cost me around 60 cents to make.
Maybe I have some Ramen Noodles with 1 fried egg. Or I may make a Ham, Egg, and Cheese Sandwich, either way it just cost me an average of 60 cents to make.
So I have my breakfast, then I get my butt out of the house and 99% of the time I’m going to a café to have a coffee, sit relax, read, and write, sometimes I’ll meet a friend to hang out and chit chat. I used to, for year go to a caffe where I used to spend $4.00 to $4.50, double of what I spend for coffee now. Once I got my first laptop and needed to work on it, but the owner of this Italian caffe does not allow computers in his caffe. Really can’t say I blame him. Anyway, I was forced into going to Starbucks and other cafes around where I could get a regular coffee for about $2.oo, usually a bit more, and with a quarter tip, it usually come to a bout $2.40. After I while, figured out that by not going to the Italian Caffe where I spent between $4 to $5 a pop and I’d go there about 10 times every week, I realized that I was saving about $70 a month. That’s about $840 a year. “That’s a lot.” That pays for my Plane Ticket for my 1 big vacation a year.” That’s good! Anyway, have
60 cents for breakfast and $2.40 for my coffee, that’s $3.00 so far. I take the Subway to work, which with my discount cost me $1.75, so now we’re up we are up to $4.75.
Most of the time I’ll take the subway home, I often walk home which cost me a Big Zero, nothing, and I usually take a cab home tow nights a week, so I have to average out what it cost me to travel back home after work in the evening. The average is $3.25. We are now up to $8.00 on days that I work just for dinner.
Now to the days that I do a double, working lunch and dinner. These days I usually treat myself to a coffee and either a Bagel or Buttered Roll which cost me just $2.00 for both. It’s $1.75 for the Subway so, I’ve started up the morning spending $3.75.
I always have to take a little break on the days I do a double. About 3:30 or 4:00 I go to the café for a coffee for about 45 minutes. The coffee is about $2.25, so we’re up to $6.00 for the day. I usually always take the Subway home or even walk when I do a double as I don’t get out too late. We’re up to $7.75 for the day.
So on the days I work, I average $8.00 on the days I just work dinner and $7.75 on the days I do a double. Wow I didn’t relieve that it’s just about $8.00 each day, $7.75 for the one type of day and $8.00 for the other. Let’s just say it averages to $8.00 even. So I spend even $2.00 less each day. I have a extra $10 to spend on the weekend if I want, so I can actually spend $30 on my two days off, or $15 for each of those two days.
My days off. Typically the day will start off with me having a 60 cents breakfast at home. On my days off, I usually have 3 coffees at my café stops for a total of $7.00.
That’s $7.60 so far. I can spend another $7.40 if I want. Usually I’ll have two very small meals at home which cost me, lets say $1.30. That’s $8.90. I usually eat about $1.10 worth of sweet that I bought at The 99 Cent Store or the supermarket, or CVS. I’m up to $11.00. Now, I might go somewhere on my day off whereby I need to take the Subway, but this is usually 1 days out of five so if a round-trip on the Subway cost me $3.50 and I divide that by 5, it comes to an average Subway expenditure on my days off to .70 cents. We are now up $11.70 on my day off and I have $3.30 left to spend. Sometimes I’ll treat myself to 2 McDonald’s Cheeseburgers which cost me $3.05. Sometimes I’ll go and get 2 orders of the delicious Pork Dumplings at Dumpling House, this cost me $2.00. other times I’ll get a Hotdog at Papayadog for $1.25, so my average for these treats is $2.01. So my average expenditure on my days off is $13.71. I spend $13.01 two days a week and $8.00 five days a week for a total on the week of just $66.02 for a whole week, for Food, Transportation, and Entertainment. That’s an average of $9.43 cents a day.
Fifty-seven cents a day under the $10 a day average. Multiply the .57 cents by 30 days and you have $17.10 left to socialize with. I usually go to the Metropolitan Museum of Art once a month and give a $2.00 donation. I now have $15.0 extra to do with whatever I want.
Well, I guess I really can’t live on just $10 a day all the time, but I would estimate that I do it about 250 in a year, which is quite great. Not including housing or clothes, I spend just $2,500 a year in 250 days time. The other days I may spend substantially more, but never throwing my money away or insane expenditures. The average person who is pretty much in the same financial bracket as me (not much) may spend 3 ½ times that $10 a day I spend at least 250 days a year, and even $35 a day is not too much to spend at all. So they probably spend about $8,750, which is not a lot of money to spend for food, transportation and recreation for 250. I spend about $6,250 less in a year for those same 250 days. That’s Money In my Pockets, $6,250 to do with what I want. This is my vacation money, money to take a least 1 other small trip a year, usually to New Orleans to meet up with my brother, and still have maybe $2,000 to put in the bank. Now that’s good! Wouldn’t you say?
Tuesday, July 8, 2008
Monday, July 7, 2008
Do You Want to Live on 10 20 30 40 a Day or More?
NOT $10 EVERYDAY
Living on $10 a Day. Doesn’t mean that you have to do it everyday. You can, and some will. Everybody is different. We are all individuals, and we will all use this in a different way. Some will do it everyday, really getting “Into It,” maybe even trying to get it down to an average of $6 or $7 a day, which can defiantly be done. Some may just want to do the $10 a Day thing just 2 or 3 times a week. That’s cool. That’s 100 to 150 a year, and if you do $10 a day for either 100 or 150 times a year, you will save quite a lot , thousands. Not as much as if you did it 250 or 300 times a year, but still quite a lot. Doing it more than the other guy is not what this is about. What this is all about, is saving money in the way it works for you. Some may read the Blogs and follow a lot of the great info and advice and apply these principles and methods like “Brown Bagging” and Cooking at home.
For some people they may not Brown Bag because they feel self-conscious or embarrassed as it concerns their life and where they work. Remember, everybody is different. What works for one, may not work for another. This particular person may choose not “Brown Bag It.” (and keep in mind, there is nothing wrong with Brown Bagging, it’s Great Actually, just not for everybody) So this person doesn’t Brown Bag It because he chooses not to, but he shops, buys, and saves a lot of Money every week at 99 Cent Stores, he cooks at home a lot, doesn’t go out to eat much except for lunch during the work week, he’s a good shopper and gets the best deals on good clothes, Airline Tickets, and everything else he buys, and buy doing these things, he has saved himself three or four thousand of dollars a year, maybe more. And he could have even saved more if he Brown Bagged It, but he didn’t want to. He save thousands in other ways, and put thousands in his pockets through being smart and saving. “Money Saved is Money Earned.”
This guys saved thousands of dollars in one years time buy being frugal in many ways. He did not throw his Money away. He shopped every week at the 99 Cent Store buying all sorts of food items like Ramen, cheese, Ham, Salami, bread, Glass Cleaner, cookies, pretzels, all sorts of things. He spent $1,700 that year at 99 Cent Stores. If he bought all those items at Supermarkets and other stores instead of the 99 Cent Store, he would have spent about $5,700. He saved $4,000 dollars, What do you think he did. With that $4,000? He took the vacation he had always wanted and dreamed of taking. He went to Italy for two weeks. The money that he saved just by shopping at the 99 Cent Store, paid for his vacation to Italy. It can pay for yours too. And in actuality, the money he save by shopping at the 99 Cent Store was really quite a bit more. He cooked a lot of meals at home, especially breakfast and dinner. Before he used to spend about $15 dollars a week on breakfast or about $750 a year.
He used to spend an average of $125 a week buying take out for dinner and going out to eat. That’s about $6,300 a year on dinner. He still went out to eat once and a while, but a lot less, and he almost completely cut out take-out for dinner. He was spending $7,000 a year on Breakfast and Dinner, not including lunches. He cut this figure down to $3,000, saving another $4,000 and of that you apply $2,000 savings of the money Saved (Earned) by shopping at 99 Cent Stores because he was eating most of his breakfasts and dinners at home instead of out or take-out, so the Money he actually Saved (Earned) by shopping 99 Cent Stores was actually $6,000, so he was able to pay for the entire trip to Italy, even with the crazy price of buying Euros, and he still had a little left over, enough to buy some nice Italian Shirts and shoes. That’s what shopping at 99 Cent Stores and all sorts of smart shopping can do for you. That’s what “Brown Bagging It” and cooking at home can do.
“Do it Yourself and Save. “ Do it and Earn Money, “Money Saved is Money Earned, “ and it will pay for a beautiful Vacation for you to Italy, Paris, Asia, where ever you dream of going to. And on top of that, you will have money to buy nice clothes (discounted of course), and you’ll be able to put thousands of dollars in you Savings Account.
“How’s that? Great right? Good Luck, you can do it too!”
Living on $10 a Day. Doesn’t mean that you have to do it everyday. You can, and some will. Everybody is different. We are all individuals, and we will all use this in a different way. Some will do it everyday, really getting “Into It,” maybe even trying to get it down to an average of $6 or $7 a day, which can defiantly be done. Some may just want to do the $10 a Day thing just 2 or 3 times a week. That’s cool. That’s 100 to 150 a year, and if you do $10 a day for either 100 or 150 times a year, you will save quite a lot , thousands. Not as much as if you did it 250 or 300 times a year, but still quite a lot. Doing it more than the other guy is not what this is about. What this is all about, is saving money in the way it works for you. Some may read the Blogs and follow a lot of the great info and advice and apply these principles and methods like “Brown Bagging” and Cooking at home.
For some people they may not Brown Bag because they feel self-conscious or embarrassed as it concerns their life and where they work. Remember, everybody is different. What works for one, may not work for another. This particular person may choose not “Brown Bag It.” (and keep in mind, there is nothing wrong with Brown Bagging, it’s Great Actually, just not for everybody) So this person doesn’t Brown Bag It because he chooses not to, but he shops, buys, and saves a lot of Money every week at 99 Cent Stores, he cooks at home a lot, doesn’t go out to eat much except for lunch during the work week, he’s a good shopper and gets the best deals on good clothes, Airline Tickets, and everything else he buys, and buy doing these things, he has saved himself three or four thousand of dollars a year, maybe more. And he could have even saved more if he Brown Bagged It, but he didn’t want to. He save thousands in other ways, and put thousands in his pockets through being smart and saving. “Money Saved is Money Earned.”
This guys saved thousands of dollars in one years time buy being frugal in many ways. He did not throw his Money away. He shopped every week at the 99 Cent Store buying all sorts of food items like Ramen, cheese, Ham, Salami, bread, Glass Cleaner, cookies, pretzels, all sorts of things. He spent $1,700 that year at 99 Cent Stores. If he bought all those items at Supermarkets and other stores instead of the 99 Cent Store, he would have spent about $5,700. He saved $4,000 dollars, What do you think he did. With that $4,000? He took the vacation he had always wanted and dreamed of taking. He went to Italy for two weeks. The money that he saved just by shopping at the 99 Cent Store, paid for his vacation to Italy. It can pay for yours too. And in actuality, the money he save by shopping at the 99 Cent Store was really quite a bit more. He cooked a lot of meals at home, especially breakfast and dinner. Before he used to spend about $15 dollars a week on breakfast or about $750 a year.
He used to spend an average of $125 a week buying take out for dinner and going out to eat. That’s about $6,300 a year on dinner. He still went out to eat once and a while, but a lot less, and he almost completely cut out take-out for dinner. He was spending $7,000 a year on Breakfast and Dinner, not including lunches. He cut this figure down to $3,000, saving another $4,000 and of that you apply $2,000 savings of the money Saved (Earned) by shopping at 99 Cent Stores because he was eating most of his breakfasts and dinners at home instead of out or take-out, so the Money he actually Saved (Earned) by shopping 99 Cent Stores was actually $6,000, so he was able to pay for the entire trip to Italy, even with the crazy price of buying Euros, and he still had a little left over, enough to buy some nice Italian Shirts and shoes. That’s what shopping at 99 Cent Stores and all sorts of smart shopping can do for you. That’s what “Brown Bagging It” and cooking at home can do.
“Do it Yourself and Save. “ Do it and Earn Money, “Money Saved is Money Earned, “ and it will pay for a beautiful Vacation for you to Italy, Paris, Asia, where ever you dream of going to. And on top of that, you will have money to buy nice clothes (discounted of course), and you’ll be able to put thousands of dollars in you Savings Account.
“How’s that? Great right? Good Luck, you can do it too!”
Sunday, July 6, 2008
A FEW CHEAP THINGS to DO
YOU NEED to SAVE MONEY!!! YOU also NEED to LIVE! BE ENTERTAINED. Here are a few GOOD IDEAS for you to have A Lot of FUN without spending much. You're in NEW YORK, The Greatest City on Earth. Look Around! Check out the Architecture. It's ther for the Taking. "It's FREE!!!" Some of the World's Greatest Buildings; The Empire State Building, The CHRYSLER BUIlDING (it's the COOLEST BUILDING in the WORLD), The FLATIRON BUILDING, and countless Brownstone, Granite, and Limestone Homes.
Walk around, "Look Around" people watch.
Go to a Pizzeria for a Good Inexpensive bite to eat. Pizza Box on Bleecker Street in the Village is Great. They have some of the best Pizza around, with a beautiful hidden garden where you can sit, relax, and Enjoy that Pizza.
You can walk a block west of Pizza Box to the newly renovated park, Father Demo Square and have some Sweets that you brought from home (to Save Money and not buy something out), maybe Yodels, Twinkies or some Cookies.
So, you have a hole Fun day out and spend just $10 or less, walking around checking out the Great Architecture, People Watching, Eating Pizza, and snacking on Swets in the Park watching the "Street Performers." Wht's better than that?
Friday, July 4, 2008
PARIS HILTON LIVE on $10 a DAY? IMPOSSIBLE!!!
PARIS HILTON? You Gotta LOVE HER!!!! "That's Hot." SHE'S HOT!!! "YES" Still!!!!
Do you think Paris Hilton could live on $10? Not!!! That would be Pretty Funny!! Ha-ha, "Pretty Funny." Paris Hilton,Very-Very-Very PRETTY!!! Hey! That would make a realy good reality show, "PARIS HILTON on $10 a DAY" Do you think Paris could do it?
HOW BOUT "The BIG LEBOWSKI" ???? AWSOME MOVIE, NO????
Jeff Bridges did a awsome job as Deadbeat Loafer the "DUDE" living in Los Angelas, California. His life centers around "BOWLING" taking-it-easy (not working) and drinking inumerable "Caucasins" (Kahlua & Milk). Also Starring John Goodman as "Walter," Steve Becsemi as "Donny" who Loved Bowling, Tara Reid as "Bunny" the Slut, Sam Elliot as "The Cowboy," and multy Talented PHILIP SEYMOR HOFFMAN as "Brant" The Big Lebosski's assistant.
CONEY ISLAND, Brooklyn, New York
If you're doing the $10 or $20 a Day, Coney Island is a Great Place to go for the day for a weekend day-off of Entertainment. Much Cheaper than going to the Hmaptons, Jersey Shore, The Lake, or almost anywhere in comparison to taking the SUBWAY to CONEY ISLAND for a coupel Nathan's Hotdogs and softdrink for less than $5.00. Walking on the Boardwalk and Beach is free. You can travel roundtrip to Coney Island, have a couple Hotdogs, maybe an Italian Ice, and be on the Beach, all for just about $10. Do it! It's a bargain.
NEW YORK on 10 20 30 40 DOLLARS a Day or More!!!
A Blog on Surviving in this current day and age of $4.00 a gallon Gas, $6.00 Frappucinos, Skyrocketing Airline Tickets, Higher Prices at the Supermarket, and everywhere else. How, to cope, live for less, spend less, make each of your hard earned dollars stretch as far as possible. Living a $10 a Day, this does not include putting a roof over your head, your housing. Living on $10 a Day is about, how to make it through the day, eating, traveling (to work, to stores, to friends, etc.), and entertaining yourself for that day.
Living on $10 a Day is not for everybody. Many do not need to and would have no interest in doing this. They have plenty of cash and don’t need to cut corners and get creative just to be able to survive. They are already made. However, “Living on $10 a Day” is of interest to many out there, Millions of people who do not make a lot of Money and need any help they can get, and especially guidance, facts, ideas, and information on how to stretch each and every dollar as far as they can. Where to get the best deals, cheapest prices on a multitude of goods and service; especially food (one of our biggest expenses), clothes, Airline Tickets, this, that, and every other thing, everything.
Not just $10 a Day. We’ll write on living on $20 a Day, $30, $40, $50 a Day and on up to $100 a Day and sometimes even more. We are in New York. This is our base and much of the writing will be on New York and will be written for native
New Yorkers , and will apply in New Yorkers, however much of the content, the great Money Saving ideas and methods will apply to all around the country. Much of the info and facts will be geared towards native New Yorkers, but much of the content written for those living here, will also apply to those visiting, “Tourists.”
And some articles will be written specifically towards Tourists. In addition, we will also do pieces on Economic Traveling. It’s all about saving, stretching your hard earned dollars and being able to buy the most from each one, whether you’re in New York, New Jersey, Indiana, California, Bangkok, Rome, or Paris.
Brown Bag It. Cook at home. These are two of the biggest things that will save you quite a lot. If you Brown Bag it a lot, instead of buying your lunch at work, and if you cook and eat at home instead of constantly eating out, a single person can save at least $3,000 in just one years time. A family of four can easily save $10,000, and this is just on food. If you’re a family of four, you Brown Bag It, cook at home, don’t eat out that often, buy as many items as you can at 99 Cent Stores every week, and shop stores like Cosco, shop wisely, and don’t throw your money away, you can save
Upward of $15,000 to $20,000 a year, even more. That’s Money in the Bank. Money that will pay for the whole family to go away twice a year and still have thousands of dollars left to save, to put in your bank Account. Yes this is all very possible, just follow and read this Blog, “Living on $10 a Day” and you will make it. You ‘ll save thousands and you’ll be able to do the things you want to. Maybe you couldn’t do a lot of things that you wanted to do before, “Simply,” because you didn’t have the Money. Well that is all about to change. Follow the Blog diligently, read it a couple times a week and follow the great advice and you will save thousands, and you will have thousands of extra dollars a year to do the things; whether it’s Flying to Europe, buying a new piece of electronic equipment, a new car, or being able to put a few thousand dollars a year into your savings account, whatever. Read the Blog, follow the leads, apply them and you’ll have the Money, thousands of dollars extra money in your pockets because you took the advice and applied it. Money save is Money Earned, and you will Save (Earn) thousands of dollars more, every year from now on. Congratulations, Good Luck, you’re going to have Fun!
Below: The EMPIRE STATE BUILDING. A Cool Checker TAXI CAB, you can't take too many of these in a Month on $10 a Day, neither can you go to the Carnegie Deli, also pictured. Maybe you can get somebody to Treat You.
Living on $10 a Day is not for everybody. Many do not need to and would have no interest in doing this. They have plenty of cash and don’t need to cut corners and get creative just to be able to survive. They are already made. However, “Living on $10 a Day” is of interest to many out there, Millions of people who do not make a lot of Money and need any help they can get, and especially guidance, facts, ideas, and information on how to stretch each and every dollar as far as they can. Where to get the best deals, cheapest prices on a multitude of goods and service; especially food (one of our biggest expenses), clothes, Airline Tickets, this, that, and every other thing, everything.
Not just $10 a Day. We’ll write on living on $20 a Day, $30, $40, $50 a Day and on up to $100 a Day and sometimes even more. We are in New York. This is our base and much of the writing will be on New York and will be written for native
New Yorkers , and will apply in New Yorkers, however much of the content, the great Money Saving ideas and methods will apply to all around the country. Much of the info and facts will be geared towards native New Yorkers, but much of the content written for those living here, will also apply to those visiting, “Tourists.”
And some articles will be written specifically towards Tourists. In addition, we will also do pieces on Economic Traveling. It’s all about saving, stretching your hard earned dollars and being able to buy the most from each one, whether you’re in New York, New Jersey, Indiana, California, Bangkok, Rome, or Paris.
Brown Bag It. Cook at home. These are two of the biggest things that will save you quite a lot. If you Brown Bag it a lot, instead of buying your lunch at work, and if you cook and eat at home instead of constantly eating out, a single person can save at least $3,000 in just one years time. A family of four can easily save $10,000, and this is just on food. If you’re a family of four, you Brown Bag It, cook at home, don’t eat out that often, buy as many items as you can at 99 Cent Stores every week, and shop stores like Cosco, shop wisely, and don’t throw your money away, you can save
Upward of $15,000 to $20,000 a year, even more. That’s Money in the Bank. Money that will pay for the whole family to go away twice a year and still have thousands of dollars left to save, to put in your bank Account. Yes this is all very possible, just follow and read this Blog, “Living on $10 a Day” and you will make it. You ‘ll save thousands and you’ll be able to do the things you want to. Maybe you couldn’t do a lot of things that you wanted to do before, “Simply,” because you didn’t have the Money. Well that is all about to change. Follow the Blog diligently, read it a couple times a week and follow the great advice and you will save thousands, and you will have thousands of extra dollars a year to do the things; whether it’s Flying to Europe, buying a new piece of electronic equipment, a new car, or being able to put a few thousand dollars a year into your savings account, whatever. Read the Blog, follow the leads, apply them and you’ll have the Money, thousands of dollars extra money in your pockets because you took the advice and applied it. Money save is Money Earned, and you will Save (Earn) thousands of dollars more, every year from now on. Congratulations, Good Luck, you’re going to have Fun!
Below: The EMPIRE STATE BUILDING. A Cool Checker TAXI CAB, you can't take too many of these in a Month on $10 a Day, neither can you go to the Carnegie Deli, also pictured. Maybe you can get somebody to Treat You.
NEW YORK on $10 or $20 a DAY
LIVING in NEW YORK on $10 $20 $30 or $40 a DAY
Living in New York on $10 or $20, maybe 40 or 50.Whatever suits You. It's doable! This does not include Housing of course. That is not doable. We're talking about Food, transportation, and Entertainment Expenses per day. Some may need to do it for $10 others may not, and may be more comfortable with $20 a day, for others $40 a day might be ideal, and this is still cheap. You choose your level and we will Help you Save. Lots of Cash. "MONEY in Your POCKETS."
Cash in the Bank.
Follow this Blog and You'll SAVE Thousands of Dollars a Year, Year after Year, "
Money in the Bank" It's gonna be FUN, it's contagious!!!!!!
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